These Are The Top Three Most Insured Dog Breeds In Australia

Across Australia, there are about five million dogs that are kept as pets and, as man's best friend, they hold a very important place in every household.

And while dogs have been kept as household pets for centuries, the trend to have our furry companions protected by insurance has only recently begun to take off.

A 2018 study from Real Insurance showed one-quarter of pet owners surveyed had insurance for their beloved companion, which was a 14.7 percent increase from the previous year.



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The survey found coverage of unexpected vet costs and peace of mind were the primary reasons people decided to get insurance for their pets.

According to the RSPCA, there are about 20 dogs for every 100 people in Australia with more than a third of Aussie households owning a dog.

Naturally, this means they are one of the most highly protected pets when it comes to getting insurance.

So which breeds are most insured and why?

According to Real Pet Insurance's latest sales data, supplied to 10 daily, the top three most insured dogs across the country are the Maltese Cross, the Cavoodle and the American Staffordshire Terrier.

But this differs from state to state.

A Maltese bichon dog Image: Getty

The Maltese Cross was the most insured pet in every state except for NSW, where it ranked third and Victoria, where it did not rank within the top three at all.

Nevertheless, Real Pet Insurance told 10 daily it was still the most insured breed nationwide, making up more than a quarter of insurance sales and that Queensland and South Australia alone accounted for almost half of all insurance sales.

1 Cavoodle Maltese Cross Maltese Cross Cavoodle Maltese Cross Maltese
2 American Staffordshire Terrier American Staffordshire Terrier Staffordshire Bull  Terrier Staffordshire Bull Terrier Staffordshire Bull Terrier Labrador
3 Maltese Cross German Shephard Labrador German Shepherd Kelpie Cross

Data provided by Real Pet Insurance sales data

While the Cavoodle only ranked within the top three for NSW and Victoria, it's still the second most insured dog in the country -- making up 11 percent of total pet insurance sales across the country.

According to Real, the rise in popularity of Cavoodles -- a mix between a Poodle and a Cavalier King Charles Spaniel -- comes from its easygoing nature and playfulness as well as the fact the pups are bred to be hypo-allergenic.

The organisation believes that part of the reason cavoodles are so readily insured by owners is their small size leaves them vulnerable to attacks from other dogs.

Image: Getty

Around seven percent of all insured dogs across the country were American Staffordshire Terriers, which are most popular in New South Wales and Queensland.

The larger and more muscular breed, which is also known for being incredibly loyal, are usually insured because of the possibility of incidents with dogs and other people.

American Staffordshire Terrier. Image: Getty

Other Pet Insurance companies in Australia found similar results, with PetSure data showing Maltese and Cavoodles were also the most popular pet choices, while the third most insured dog was the Labrador.

But with the rise in the number of opting for pet insurance, so too rises the number of options available in the types of protection offered.



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According to PetSure, these can be as simple as basic care, which includes common accidental injuries and some illness conditions, snake bites and allergic reactions, right through to major ailments that require surgery like ulcers and cancers.